/* ==========================================================================
   BLUE MONEY — bluemoney.in
   Design system / stylesheet
   Brand: BLUEORBIT IT & MARKETING SOLUTIONS PRIVATE LIMITED
   --------------------------------------------------------------------------
   Visual language: light-first, hairline borders, minimal elevation,
   technical numeric typography, numbered left-aligned sections.
   ========================================================================== */

/* ---------- 1. Tokens ---------- */
:root {
  /* Brand — blue family */
  --navy-950: #060E22;
  --navy-900: #0B1633;
  --navy-800: #12224A;
  --navy-700: #1A3060;

  --blue-800: #1E40AF;
  --blue-700: #1D4ED8;
  --blue-600: #2563EB;
  --blue-500: #3B82F6;
  --blue-400: #60A5FA;
  --blue-300: #93C5FD;
  --blue-200: #BFDBFE;
  --blue-100: #DBEAFE;
  --blue-50:  #EFF6FF;

  --cyan-700: #0E7490;
  --cyan-600: #0891B2;
  --cyan-500: #06B6D4;
  --cyan-400: #22D3EE;
  --cyan-200: #A5F3FC;
  --cyan-100: #CFFAFE;

  /* Status */
  --green-600: #059669;
  --green-100: #D1FAE5;
  --amber-600: #D97706;
  --amber-100: #FEF3C7;
  --rose-600: #E11D48;
  --rose-100: #FFE4E6;

  /* Neutrals — slate based */
  --ink:     #0A1225;
  --text:    #16203A;
  --muted:   #5A6B8C;
  --muted-2: #8094B0;

  --paper:   #FFFFFF;
  --paper-2: #F5F8FD;
  --paper-3: #EAF0FA;
  --line:    #E4EAF4;
  --line-2:  #D3DDEE;
  --line-3:  #C2CFE4;

  /* Type */
  --font-display: 'Space Grotesk', 'Segoe UI', system-ui, -apple-system, sans-serif;
  --font-body: 'Inter', 'Segoe UI', system-ui, -apple-system, sans-serif;
  --font-mono: 'JetBrains Mono', ui-monospace, 'SFMono-Regular', Menlo, monospace;

  /* Shape — deliberately tighter than a typical marketing site */
  --r-xs: 6px;
  --r-sm: 10px;
  --r-md: 14px;
  --r-lg: 20px;
  --r-full: 999px;

  /* Elevation — restrained */
  --sh-xs: 0 1px 2px rgba(10,18,37,.05);
  --sh-sm: 0 1px 3px rgba(10,18,37,.06), 0 1px 2px rgba(10,18,37,.04);
  --sh-md: 0 8px 24px -6px rgba(10,18,37,.12), 0 2px 6px rgba(10,18,37,.04);
  --sh-lg: 0 24px 56px -12px rgba(10,18,37,.20), 0 4px 12px rgba(10,18,37,.05);
  --ring-blue: 0 0 0 3px rgba(37,99,235,.16);

  --max: 1180px;
  --gutter: 24px;
  --header-h: 66px;
  --subnav-h: 52px;
}

/* ---------- 2. Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: 140px; }
body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.65;
  color: var(--text);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}
img, svg { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; color: inherit; }
button { cursor: pointer; border: 0; background: none; }
ul, ol { margin: 0; padding: 0; list-style: none; }
h1, h2, h3, h4, h5 {
  font-family: var(--font-display);
  font-weight: 600;
  line-height: 1.16;
  letter-spacing: -.026em;
  margin: 0;
  color: var(--ink);
}
p { margin: 0; }
hr { border: 0; border-top: 1px solid var(--line); margin: 0; }
table { border-collapse: collapse; }
:focus-visible { outline: 2px solid var(--blue-600); outline-offset: 2px; border-radius: 4px; }
::selection { background: var(--cyan-200); color: var(--navy-950); }

/* Numeric alignment everywhere numbers appear */
.num, .mono, .rate, .amount { font-variant-numeric: tabular-nums; }

/* ---------- 3. Layout ---------- */
.container { width: 100%; max-width: var(--max); margin-inline: auto; padding-inline: var(--gutter); }
.container-wide { max-width: 1360px; }
.section { padding: 88px 0; position: relative; }
.section-sm { padding: 56px 0; }
.section-tint { background: var(--paper-2); }
.section-ink { background: var(--navy-950); color: #fff; }
.divider { border-top: 1px solid var(--line); }
.grid { display: grid; gap: 24px; }
.center { text-align: center; }

/* ---------- 4. Typography ---------- */
.h-hero { font-size: clamp(2.3rem, 4.9vw, 3.85rem); font-weight: 600; }
.h1 { font-size: clamp(1.95rem, 3.8vw, 2.9rem); }
.h2 { font-size: clamp(1.6rem, 2.9vw, 2.25rem); }
.h3 { font-size: clamp(1.2rem, 1.8vw, 1.5rem); }
.h4 { font-size: 1.08rem; }

.lede { font-size: clamp(1rem, 1.4vw, 1.1rem); color: var(--muted); line-height: 1.72; }
.small { font-size: .875rem; }
.xs { font-size: .78rem; }
.muted { color: var(--muted); }
.mono { font-family: var(--font-mono); letter-spacing: -.015em; }
.up { text-transform: uppercase; letter-spacing: .12em; font-weight: 700; font-size: .72rem; }

.kicker {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: .74rem; font-weight: 700; letter-spacing: .11em; text-transform: uppercase;
  color: var(--blue-700);
}
.kicker::before {
  content: ""; width: 22px; height: 1px; background: var(--blue-500);
}
.kicker-dark { color: var(--cyan-400); }
.kicker-dark::before { background: var(--cyan-400); }

/* Numbered section header — left aligned, editorial */
.sec-head { max-width: 780px; margin-bottom: 44px; }
.sec-head-row {
  display: flex; align-items: baseline; gap: 16px;
  padding-bottom: 16px; border-bottom: 1px solid var(--line); margin-bottom: 20px;
}
.sec-num {
  font-family: var(--font-mono); font-size: .8rem; font-weight: 500;
  color: var(--blue-600); flex: none; padding-top: 4px;
  letter-spacing: .02em;
}
.sec-head h2 { margin-bottom: 14px; }
.sec-head .lede { max-width: 68ch; }
.sec-head-dark .sec-head-row { border-color: rgba(255,255,255,.14); }
.sec-head-dark h2 { color: #fff; }
.sec-head-dark .lede { color: rgba(255,255,255,.62); }
.sec-head-dark .sec-num { color: var(--cyan-400); }

.hl {
  position: relative; z-index: 0; display: inline-block;
  color: var(--blue-700);
}
.hl::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: .04em; height: .3em;
  background: var(--cyan-200); z-index: -1; border-radius: 2px;
}
.hl-cyan { color: var(--cyan-400); }
.hl-cyan::after { background: rgba(34,211,238,.22); }

/* ---------- 5. Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  padding: 13px 22px; border-radius: var(--r-sm);
  font-weight: 600; font-size: .925rem; letter-spacing: -.008em;
  border: 1px solid transparent;
  transition: background .18s, border-color .18s, color .18s, transform .18s, box-shadow .18s;
  white-space: nowrap;
}
.btn:active { transform: translateY(1px); }
.btn svg { width: 16px; height: 16px; flex: none; }

.btn-primary { background: var(--blue-600); color: #fff; box-shadow: 0 1px 2px rgba(37,99,235,.3); }
.btn-primary:hover { background: var(--blue-700); box-shadow: var(--sh-md); }

.btn-navy { background: var(--navy-900); color: #fff; }
.btn-navy:hover { background: var(--navy-800); box-shadow: var(--sh-md); }

.btn-outline { background: #fff; color: var(--ink); border-color: var(--line-2); }
.btn-outline:hover { border-color: var(--blue-500); color: var(--blue-700); background: var(--blue-50); }

.btn-ghost-dark { background: rgba(255,255,255,.08); color: #fff; border-color: rgba(255,255,255,.2); }
.btn-ghost-dark:hover { background: rgba(255,255,255,.15); }

.btn-cyan { background: var(--cyan-400); color: var(--navy-950); }
.btn-cyan:hover { background: var(--cyan-500); box-shadow: 0 8px 24px -6px rgba(6,182,212,.5); }

.btn-sm { padding: 9px 16px; font-size: .86rem; }
.btn-lg { padding: 15px 28px; font-size: .98rem; }
.btn-block { width: 100%; }
.btn-row { display: flex; flex-wrap: wrap; gap: 12px; }

.link-arrow {
  display: inline-flex; align-items: center; gap: 7px;
  font-weight: 600; font-size: .9rem; color: var(--blue-700);
  border-bottom: 1px solid transparent; transition: border-color .18s, gap .18s;
}
.link-arrow:hover { border-bottom-color: var(--blue-400); gap: 11px; }
.link-arrow svg { width: 14px; height: 14px; }

/* ---------- 6. Top bar ---------- */
.topbar {
  background: var(--navy-950); color: rgba(255,255,255,.7);
  font-size: .78rem; letter-spacing: .01em;
}
.topbar .container { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 38px; flex-wrap: wrap; }
.topbar b { color: #fff; font-weight: 600; }
.topbar-right { display: flex; gap: 22px; align-items: center; }
.topbar a { display: inline-flex; align-items: center; gap: 6px; transition: color .18s; }
.topbar a:hover { color: var(--cyan-400); }
.topbar svg { width: 13px; height: 13px; }

/* ---------- 7. Header + nav ---------- */
.site-header { position: sticky; top: 0; z-index: 200; }
.navbar {
  background: rgba(255,255,255,.9);
  backdrop-filter: blur(16px) saturate(150%);
  -webkit-backdrop-filter: blur(16px) saturate(150%);
  border-bottom: 1px solid var(--line);
  transition: box-shadow .25s;
}
.navbar.is-stuck { box-shadow: 0 1px 0 var(--line), 0 6px 20px -8px rgba(10,18,37,.14); }
.nav-inner { display: flex; align-items: center; gap: 30px; min-height: var(--header-h); }

.brand { display: flex; align-items: center; gap: 11px; flex: none; }
.brand-mark { width: 34px; height: 34px; flex: none; border-radius: 9px; }
.brand-text { display: flex; flex-direction: column; line-height: 1.05; }
.brand-name {
  font-family: var(--font-display); font-weight: 700; font-size: 1.01rem;
  letter-spacing: .02em; color: var(--ink); text-transform: uppercase;
}
.brand-name em { font-style: normal; color: var(--blue-600); }
.brand-sub { font-size: .58rem; font-weight: 600; letter-spacing: .2em; text-transform: uppercase; color: var(--muted-2); }

.nav-links { display: flex; align-items: center; gap: 2px; margin-left: auto; }
.nav-links a {
  position: relative; padding: 22px 13px;
  font-size: .9rem; font-weight: 500; color: var(--muted);
  transition: color .18s;
}
.nav-links a::after {
  content: ""; position: absolute; left: 13px; right: 13px; bottom: 0; height: 2px;
  background: var(--blue-600); transform: scaleX(0); transform-origin: left;
  transition: transform .22s cubic-bezier(.22,1,.36,1);
}
.nav-links a:hover { color: var(--ink); }
.nav-links a:hover::after { transform: scaleX(1); }
.nav-links a.is-active { color: var(--ink); font-weight: 600; }
.nav-links a.is-active::after { transform: scaleX(1); }

.nav-cta { display: flex; align-items: center; gap: 12px; flex: none; }
.nav-tel { display: flex; align-items: center; gap: 7px; font-size: .87rem; font-weight: 600; color: var(--ink); font-variant-numeric: tabular-nums; }
.nav-tel svg { width: 15px; height: 15px; color: var(--blue-600); }
.nav-tel:hover { color: var(--blue-700); }

.hamburger {
  display: none; width: 40px; height: 40px; border-radius: var(--r-sm);
  border: 1px solid var(--line-2); background: #fff;
  align-items: center; justify-content: center; flex: none;
}
.hamburger i { display: block; width: 17px; height: 1.5px; background: var(--ink); position: relative; transition: background .25s; }
.hamburger i::before, .hamburger i::after {
  content: ""; position: absolute; left: 0; width: 17px; height: 1.5px; background: var(--ink);
  transition: transform .28s cubic-bezier(.22,1,.36,1), top .28s;
}
.hamburger i::before { top: -5.5px; }
.hamburger i::after  { top: 5.5px; }
body.menu-open .hamburger i { background: transparent; }
body.menu-open .hamburger i::before { top: 0; transform: rotate(45deg); }
body.menu-open .hamburger i::after  { top: 0; transform: rotate(-45deg); }

/* Full-screen menu — fades down from the top */
.menu {
  position: fixed; inset: 0; z-index: 190;
  background: var(--navy-950); color: #fff;
  padding: 96px var(--gutter) 40px; overflow-y: auto;
  opacity: 0; visibility: hidden; transform: translateY(-12px);
  transition: opacity .3s, transform .38s cubic-bezier(.22,1,.36,1), visibility .38s;
}
body.menu-open .menu { opacity: 1; visibility: visible; transform: none; }
.menu a.m-item {
  display: flex; align-items: center; gap: 16px;
  padding: 20px 0; border-bottom: 1px solid rgba(255,255,255,.1);
  font-family: var(--font-display); font-size: 1.5rem; font-weight: 500; color: #fff;
}
.menu a.m-item span.n { font-family: var(--font-mono); font-size: .72rem; color: var(--cyan-400); width: 26px; flex: none; }
.menu a.m-item svg { width: 18px; height: 18px; margin-left: auto; color: rgba(255,255,255,.35); }
.menu a.m-item:active { color: var(--cyan-400); }
.menu-foot { margin-top: 32px; display: grid; gap: 12px; }
.menu-contact { margin-top: 28px; font-size: .87rem; color: rgba(255,255,255,.6); display: grid; gap: 10px; }
.menu-contact a { color: #fff; }

/* ---------- 8. Sticky section index (home page) ---------- */
.subnav {
  position: sticky; top: var(--header-h); z-index: 150;
  background: rgba(255,255,255,.94);
  backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--line);
  transition: box-shadow .25s;
}
.subnav.is-stuck { box-shadow: 0 6px 16px -10px rgba(10,18,37,.2); }
.subnav-inner {
  display: flex; align-items: center; gap: 4px; min-height: var(--subnav-h);
  overflow-x: auto; scrollbar-width: none; -ms-overflow-style: none;
}
.subnav-inner::-webkit-scrollbar { display: none; }
.subnav a {
  flex: none; display: inline-flex; align-items: center; gap: 8px;
  padding: 8px 13px; border-radius: var(--r-xs);
  font-size: .84rem; font-weight: 500; color: var(--muted);
  white-space: nowrap; transition: background .18s, color .18s;
}
.subnav a span.n { font-family: var(--font-mono); font-size: .68rem; color: var(--muted-2); transition: color .18s; }
.subnav a:hover { background: var(--paper-3); color: var(--ink); }
.subnav a.is-current { background: var(--blue-50); color: var(--blue-700); font-weight: 600; }
.subnav a.is-current span.n { color: var(--blue-600); }

/* ---------- 9. Hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(760px 420px at 12% -10%, rgba(37,99,235,.13), transparent 62%),
    radial-gradient(680px 400px at 92% 4%, rgba(6,182,212,.14), transparent 60%),
    linear-gradient(180deg, #FBFDFF, #FFFFFF 70%);
  padding: 72px 0 0;
  border-bottom: 1px solid var(--line);
}
.hero::before {
  content: ""; position: absolute; inset: 0;
  background-image: linear-gradient(var(--line) 1px, transparent 1px), linear-gradient(90deg, var(--line) 1px, transparent 1px);
  background-size: 58px 58px;
  opacity: .55;
  mask-image: radial-gradient(circle at 50% 0%, #000 8%, transparent 62%);
  -webkit-mask-image: radial-gradient(circle at 50% 0%, #000 8%, transparent 62%);
  pointer-events: none;
}
.hero .container { position: relative; z-index: 2; }
.hero-copy { max-width: 860px; margin-inline: auto; text-align: center; }
.hero h1 { margin: 20px 0 20px; }
.hero .lede { max-width: 60ch; margin-inline: auto; }
.hero-actions { justify-content: center; margin-top: 30px; }
.hero-note {
  margin-top: 18px; font-size: .8rem; color: var(--muted-2);
  display: flex; align-items: center; justify-content: center; gap: 8px;
}
.hero-note svg { width: 14px; height: 14px; color: var(--green-600); flex: none; }

/* Rate board — departure-board aesthetic */
.board-wrap { margin-top: 56px; position: relative; z-index: 2; }
.board {
  background: var(--navy-950); border-radius: var(--r-lg) var(--r-lg) 0 0;
  padding: 0; overflow: hidden; box-shadow: var(--sh-lg);
}
.board-head {
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  padding: 16px 26px; border-bottom: 1px solid rgba(255,255,255,.1);
  flex-wrap: wrap;
}
.board-title {
  display: flex; align-items: center; gap: 10px;
  font-family: var(--font-display); font-size: .84rem; font-weight: 600;
  letter-spacing: .14em; text-transform: uppercase; color: #fff;
}
.board-live {
  display: inline-flex; align-items: center; gap: 7px;
  font-size: .7rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase;
  color: var(--cyan-400);
}
.board-live i {
  width: 6px; height: 6px; border-radius: 50%; background: var(--cyan-400);
  box-shadow: 0 0 0 3px rgba(34,211,238,.2); animation: pulse 2s infinite;
}
@keyframes pulse { 0%,100% { opacity: 1 } 50% { opacity: .35 } }
.board-meta { font-size: .76rem; color: rgba(255,255,255,.42); font-family: var(--font-mono); }

.board-table { width: 100%; }
.board-row {
  display: grid;
  grid-template-columns: 1.5fr 1.3fr 1fr 1.1fr auto;
  align-items: center; gap: 18px;
  padding: 18px 26px; border-bottom: 1px solid rgba(255,255,255,.07);
  transition: background .18s;
}
.board-row:last-child { border-bottom: 0; }
.board-row:not(.board-hd):hover { background: rgba(255,255,255,.045); }
.board-hd {
  padding: 12px 26px; border-bottom: 1px solid rgba(255,255,255,.1);
  font-size: .68rem; font-weight: 700; letter-spacing: .13em; text-transform: uppercase;
  color: rgba(255,255,255,.38);
}
.board-name {
  font-family: var(--font-display); font-size: .98rem; font-weight: 500; color: #fff;
  display: flex; align-items: center; gap: 10px;
}
.board-name .tag {
  font-size: .62rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase;
  padding: 3px 8px; border-radius: var(--r-xs);
  background: rgba(34,211,238,.14); color: var(--cyan-400); flex: none;
}
.board-cell { font-size: .87rem; color: rgba(255,255,255,.72); font-variant-numeric: tabular-nums; font-family: var(--font-mono); }
.board-cell small { display: block; font-family: var(--font-body); font-size: .7rem; color: rgba(255,255,255,.35); letter-spacing: .02em; }
.board-rate {
  font-family: var(--font-display); font-size: 1.15rem; font-weight: 600;
  color: var(--cyan-400); font-variant-numeric: tabular-nums; letter-spacing: -.02em;
}
.board-rate small { font-family: var(--font-body); font-size: .68rem; font-weight: 500; color: rgba(255,255,255,.4); letter-spacing: 0; }
.board-go {
  width: 32px; height: 32px; border-radius: var(--r-xs); flex: none;
  display: grid; place-items: center; background: rgba(255,255,255,.07); color: #fff;
  transition: background .18s, transform .18s;
}
.board-go svg { width: 15px; height: 15px; }
.board-row:hover .board-go { background: var(--cyan-400); color: var(--navy-950); transform: translateX(2px); }
.board-foot {
  padding: 14px 26px; background: rgba(255,255,255,.03);
  font-size: .74rem; color: rgba(255,255,255,.42); line-height: 1.6;
}

/* ---------- 10. Assurance strip ---------- */
.assure { background: var(--paper-2); border-bottom: 1px solid var(--line); }
.assure-inner {
  display: grid; grid-template-columns: repeat(4, 1fr);
  min-height: 84px;
}
.assure-cell {
  display: flex; align-items: center; gap: 13px;
  padding: 20px 24px 20px 0;
  border-right: 1px solid var(--line);
}
.assure-cell:last-child { border-right: 0; }
.assure-cell:not(:first-child) { padding-left: 24px; }
.assure-cell svg { width: 19px; height: 19px; color: var(--blue-600); flex: none; }
.assure-cell .t { font-size: .84rem; font-weight: 600; color: var(--ink); line-height: 1.35; }
.assure-cell .s { font-size: .74rem; color: var(--muted-2); line-height: 1.4; }

/* ---------- 11. Definition-list feature rows ---------- */
.dl { border-top: 1px solid var(--line); }
.dl-row {
  display: grid; grid-template-columns: 68px minmax(200px, 1fr) 1.35fr;
  gap: 32px; align-items: start;
  padding: 30px 0; border-bottom: 1px solid var(--line);
  transition: background .2s;
}
.dl-row:hover { background: var(--paper-2); }
.dl-num {
  font-family: var(--font-mono); font-size: .78rem; color: var(--blue-600);
  padding-top: 5px; letter-spacing: .02em;
}
.dl-title { font-family: var(--font-display); font-size: 1.12rem; font-weight: 600; letter-spacing: -.02em; }
.dl-title small { display: block; font-family: var(--font-body); font-size: .8rem; font-weight: 500; color: var(--muted-2); letter-spacing: 0; margin-top: 6px; }
.dl-body { font-size: .93rem; color: var(--muted); }
.dl-body ul { display: grid; gap: 8px; margin-top: 10px; }
.dl-body li { position: relative; padding-left: 18px; font-size: .9rem; }
.dl-body li::before {
  content: ""; position: absolute; left: 0; top: .62em;
  width: 5px; height: 5px; border-radius: 1px; background: var(--blue-400);
}

/* ---------- 12. Plan cards ---------- */
.plan-toggle {
  display: inline-flex; padding: 4px; background: var(--paper-2);
  border: 1px solid var(--line); border-radius: var(--r-sm); margin-bottom: 36px;
}
.plan-toggle button {
  padding: 9px 20px; border-radius: var(--r-xs);
  font-size: .87rem; font-weight: 600; color: var(--muted);
  transition: background .18s, color .18s, box-shadow .18s;
}
.plan-toggle button:hover { color: var(--ink); }
.plan-toggle button.is-on { background: #fff; color: var(--ink); box-shadow: var(--sh-xs); }

/* dark variant — used inside the hero rate board */
.plan-toggle-dark { background: rgba(255,255,255,.07); border-color: rgba(255,255,255,.16); margin-bottom: 0; }
.plan-toggle-dark button { color: rgba(255,255,255,.6); }
.plan-toggle-dark button:hover { color: #fff; }
.plan-toggle-dark button.is-on { background: var(--cyan-400); color: var(--navy-950); box-shadow: none; }

.plans { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; align-items: start; }
.plan {
  background: #fff; border: 1px solid var(--line-2); border-radius: var(--r-lg);
  padding: 30px 28px; display: flex; flex-direction: column; gap: 0;
  transition: border-color .22s, box-shadow .22s, transform .22s;
}
.plan:hover { border-color: var(--blue-400); box-shadow: var(--sh-md); transform: translateY(-3px); }
.plan-featured {
  border-color: var(--blue-600); border-width: 1.5px;
  box-shadow: 0 20px 48px -18px rgba(37,99,235,.4);
  position: relative;
}
.plan-featured::before {
  content: ""; position: absolute; inset: -1.5px -1.5px auto; height: 4px;
  background: linear-gradient(90deg, var(--blue-600), var(--cyan-400));
  border-radius: var(--r-lg) var(--r-lg) 0 0;
}
.plan-badge {
  position: absolute; top: -11px; left: 28px;
  font-size: .66rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase;
  padding: 5px 11px; border-radius: var(--r-xs);
  background: var(--blue-600); color: #fff;
}
.plan-name {
  font-family: var(--font-display); font-size: 1.2rem; font-weight: 600;
  display: flex; align-items: center; gap: 10px; margin-bottom: 8px;
}
.plan-name svg { width: 19px; height: 19px; color: var(--blue-600); }
.plan-desc { font-size: .88rem; color: var(--muted); min-height: 62px; }
.plan-rate {
  margin: 22px 0 6px; padding: 20px 0 22px; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line);
}
.plan-rate .lbl { font-size: .72rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--muted-2); }
.plan-rate .val {
  font-family: var(--font-display); font-size: 2.05rem; font-weight: 600;
  color: var(--ink); letter-spacing: -.035em; line-height: 1.1; margin-top: 4px;
  font-variant-numeric: tabular-nums;
}
.plan-rate .val .dim { font-size: .95rem; font-weight: 500; color: var(--muted); letter-spacing: 0; }
.plan-specs { display: grid; gap: 0; margin-bottom: 24px; }
.plan-spec {
  display: flex; align-items: flex-start; justify-content: space-between; gap: 14px;
  padding: 12px 0; border-bottom: 1px solid var(--line);
}
.plan-spec:last-child { border-bottom: 0; }
.plan-spec .k { font-size: .84rem; color: var(--muted); }
.plan-spec .v { font-size: .87rem; font-weight: 600; color: var(--ink); text-align: right; font-variant-numeric: tabular-nums; }
.plan-cta { margin-top: auto; }
.plan-note { font-size: .76rem; color: var(--muted-2); margin-top: 14px; line-height: 1.6; }

/* ---------- 13. Horizontal step rail ---------- */
.rail-head {
  display: flex; align-items: flex-end; justify-content: space-between; gap: 20px;
  margin-bottom: 34px; flex-wrap: wrap;
}
.rail-nav { display: flex; gap: 8px; }
.rail-btn {
  width: 40px; height: 40px; border-radius: var(--r-sm);
  border: 1px solid var(--line-2); background: #fff; color: var(--ink);
  display: grid; place-items: center; transition: .18s;
}
.rail-btn:hover { border-color: var(--blue-500); color: var(--blue-700); background: var(--blue-50); }
.rail-btn:disabled { opacity: .35; cursor: not-allowed; }
.rail-btn svg { width: 16px; height: 16px; }

.rail {
  display: flex; gap: 20px; overflow-x: auto; scroll-snap-type: x mandatory;
  padding: 4px 0 24px; scrollbar-width: none; -ms-overflow-style: none;
  scroll-behavior: smooth;
}
.rail::-webkit-scrollbar { display: none; }
.step {
  flex: 0 0 clamp(270px, 30%, 340px); scroll-snap-align: start;
  background: #fff; border: 1px solid var(--line-2); border-radius: var(--r-lg);
  padding: 26px 24px 28px; position: relative;
  transition: border-color .22s, box-shadow .22s;
}
.step:hover { border-color: var(--blue-400); box-shadow: var(--sh-md); }
.step-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 20px; }
.step-n {
  width: 38px; height: 38px; border-radius: var(--r-sm);
  display: grid; place-items: center;
  background: var(--blue-50); color: var(--blue-700);
  font-family: var(--font-mono); font-size: .9rem; font-weight: 500;
  border: 1px solid var(--blue-100);
}
.step-time { font-size: .7rem; font-weight: 700; letter-spacing: .09em; text-transform: uppercase; color: var(--muted-2); }
.step h4 { font-size: 1.02rem; margin-bottom: 9px; }
.step p { font-size: .885rem; color: var(--muted); }
.step-ico { position: absolute; right: 22px; bottom: 22px; color: var(--blue-100); }
.step-ico svg { width: 44px; height: 44px; }
.rail-hint { font-size: .78rem; color: var(--muted-2); text-align: center; }

.rail-progress { height: 2px; background: var(--line); position: relative; margin-top: 8px; }
.rail-progress i {
  position: absolute; left: 0; top: 0; bottom: 0; width: 25%;
  background: var(--blue-600);
  transition: width .2s, transform .2s;
}

/* ---------- 14. Calculator ---------- */
.calc { display: grid; grid-template-columns: 380px 1fr; gap: 0; align-items: start;
  border: 1px solid var(--line-2); border-radius: var(--r-lg); overflow: hidden; background: #fff; }
.calc-form { padding: 32px; border-right: 1px solid var(--line); background: var(--paper-2); }

.numfield { margin-bottom: 26px; }
.numfield-head { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-bottom: 10px; }
.numfield-head label { font-size: .8rem; font-weight: 600; color: var(--muted); letter-spacing: .02em; }
.numfield-head .hint { font-size: .74rem; color: var(--muted-2); font-variant-numeric: tabular-nums; }

.stepper {
  display: flex; align-items: stretch; background: #fff;
  border: 1px solid var(--line-2); border-radius: var(--r-sm); overflow: hidden;
  transition: border-color .18s, box-shadow .18s;
}
.stepper:focus-within { border-color: var(--blue-500); box-shadow: var(--ring-blue); }
.stepper button {
  width: 44px; flex: none; display: grid; place-items: center;
  color: var(--muted); transition: background .16s, color .16s;
}
.stepper button:hover { background: var(--blue-50); color: var(--blue-700); }
.stepper button:disabled { opacity: .3; cursor: not-allowed; }
.stepper button svg { width: 15px; height: 15px; }
.stepper input {
  flex: 1; min-width: 0; border: 0; text-align: center;
  padding: 12px 4px; font-family: var(--font-display); font-size: 1.08rem; font-weight: 600;
  color: var(--ink); background: transparent; font-variant-numeric: tabular-nums;
  border-left: 1px solid var(--line); border-right: 1px solid var(--line);
}
.stepper input:focus { outline: none; }
.stepper input::-webkit-outer-spin-button,
.stepper input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.stepper input[type=number] { -moz-appearance: textfield; }
.stepper .unit {
  display: grid; place-items: center; padding: 0 12px; flex: none;
  font-size: .78rem; font-weight: 600; color: var(--muted-2); background: #fff;
}

.quick-picks { display: flex; flex-wrap: wrap; gap: 7px; margin-top: 9px; }
.quick-picks button {
  padding: 6px 11px; border-radius: var(--r-xs); font-size: .78rem; font-weight: 600;
  background: #fff; border: 1px solid var(--line-2); color: var(--muted);
  transition: .16s; font-variant-numeric: tabular-nums;
}
.quick-picks button:hover { border-color: var(--blue-400); color: var(--blue-700); }
.quick-picks button.is-on { background: var(--blue-600); border-color: var(--blue-600); color: #fff; }

/* Result panel */
.calc-out { padding: 32px; }
.calc-hero-stat {
  padding-bottom: 24px; border-bottom: 1px solid var(--line); margin-bottom: 26px;
}
.calc-hero-stat .lbl { font-size: .74rem; font-weight: 700; letter-spacing: .11em; text-transform: uppercase; color: var(--muted-2); }
.calc-hero-stat .val {
  font-family: var(--font-display); font-size: clamp(2.1rem, 4.4vw, 3rem); font-weight: 600;
  color: var(--blue-700); letter-spacing: -.04em; line-height: 1.08; margin-top: 6px;
  font-variant-numeric: tabular-nums;
}
.calc-hero-stat .sub { font-size: .85rem; color: var(--muted); margin-top: 8px; }

.stat-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border: 1px solid var(--line); border-radius: var(--r-md); overflow: hidden; margin-bottom: 26px; }
.stat-cell { padding: 18px 20px; border-right: 1px solid var(--line); }
.stat-cell:last-child { border-right: 0; }
.stat-cell .k { font-size: .72rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--muted-2); margin-bottom: 7px; }
.stat-cell .v { font-family: var(--font-display); font-size: 1.24rem; font-weight: 600; color: var(--ink); letter-spacing: -.025em; font-variant-numeric: tabular-nums; }
.stat-cell .d { font-size: .74rem; color: var(--muted-2); margin-top: 4px; }

/* Split bar */
.split { margin-bottom: 28px; }
.split-bar { height: 10px; border-radius: 3px; overflow: hidden; display: flex; background: var(--paper-3); }
.split-bar i { display: block; height: 100%; transition: width .5s cubic-bezier(.22,1,.36,1); }
.split-bar .seg-p { background: var(--blue-600); }
.split-bar .seg-i { background: var(--cyan-500); }
.split-bar .seg-f { background: var(--blue-300); }
.split-legend { display: flex; gap: 22px; margin-top: 13px; flex-wrap: wrap; font-size: .79rem; color: var(--muted-2); }
.split-legend span { display: inline-flex; align-items: center; gap: 7px; }
.split-legend i { width: 9px; height: 9px; border-radius: 2px; flex: none; }
.split-legend b { color: var(--ink); font-weight: 600; font-variant-numeric: tabular-nums; }

/* Schedule table */
.sched-head { display: flex; align-items: center; justify-content: space-between; gap: 14px; margin-bottom: 12px; flex-wrap: wrap; }
.sched-head h4 { font-size: .95rem; }
.sched-wrap { border: 1px solid var(--line); border-radius: var(--r-md); overflow: hidden; }
.sched-scroll { max-height: 320px; overflow-y: auto; }
table.sched { width: 100%; font-size: .84rem; }
table.sched thead th {
  position: sticky; top: 0; z-index: 2;
  background: var(--paper-2); text-align: right;
  padding: 11px 16px; font-size: .68rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase;
  color: var(--muted); border-bottom: 1px solid var(--line); white-space: nowrap;
}
table.sched thead th:first-child { text-align: left; }
table.sched td {
  padding: 10px 16px; text-align: right; border-bottom: 1px solid var(--line);
  font-variant-numeric: tabular-nums; color: var(--text); white-space: nowrap;
}
table.sched td:first-child { text-align: left; color: var(--muted); font-family: var(--font-mono); font-size: .78rem; }
table.sched tbody tr:last-child td { border-bottom: 0; }
table.sched tbody tr:hover { background: var(--blue-50); }
table.sched tr.is-split td { color: var(--muted-2); text-align: center; background: var(--paper-2); font-family: var(--font-body); font-size: .78rem; }
.calc-disclaimer { font-size: .76rem; color: var(--muted-2); margin-top: 18px; line-height: 1.65; }

/* ---------- 15. Steps block (inner pages) ---------- */
.steps-vert { display: grid; gap: 0; border-top: 1px solid var(--line); }
.sv-row { display: grid; grid-template-columns: 74px 1fr; gap: 24px; padding: 26px 0; border-bottom: 1px solid var(--line); }
.sv-n {
  font-family: var(--font-mono); font-size: .82rem; color: var(--blue-600);
  width: 40px; height: 40px; border-radius: var(--r-sm);
  display: grid; place-items: center; background: var(--blue-50); border: 1px solid var(--blue-100);
}
.sv-row h4 { font-size: 1.05rem; margin-bottom: 7px; }
.sv-row p { font-size: .91rem; color: var(--muted); max-width: 74ch; }
.sv-row .meta { font-size: .72rem; font-weight: 700; letter-spacing: .09em; text-transform: uppercase; color: var(--muted-2); margin-bottom: 8px; }

/* ---------- 16. Two-column split ---------- */
.split-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: start; }
.split-2-tight { gap: 34px; }
.split-sticky { position: sticky; top: 148px; }

/* ---------- 17. Eligibility ---------- */
.chk-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 32px; }
.chk {
  display: flex; gap: 11px; align-items: flex-start;
  padding: 15px 0; border-bottom: 1px solid var(--line);
  font-size: .9rem;
}
.chk svg { width: 17px; height: 17px; color: var(--blue-600); flex: none; margin-top: 3px; }
.chk b { font-weight: 600; color: var(--ink); }
.chk span.s { display: block; font-size: .8rem; color: var(--muted-2); }

/* ---------- 18. Data tables ---------- */
.tbl-wrap { border: 1px solid var(--line-2); border-radius: var(--r-md); overflow: hidden; background: #fff; }
.tbl-scroll { overflow-x: auto; }
table.data { width: 100%; min-width: 640px; font-size: .89rem; }
table.data thead th {
  background: var(--paper-2); text-align: left; padding: 13px 22px;
  font-size: .68rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase;
  color: var(--muted); border-bottom: 1px solid var(--line); white-space: nowrap;
}
table.data tbody td { padding: 15px 22px; border-bottom: 1px solid var(--line); vertical-align: top; }
table.data tbody tr:last-child td { border-bottom: 0; }
table.data tbody tr:hover { background: var(--blue-50); }
table.data td.n { font-variant-numeric: tabular-nums; font-family: var(--font-mono); font-size: .84rem; white-space: nowrap; }
table.data td b { font-weight: 600; color: var(--ink); }
table.data .rowhead { font-weight: 600; color: var(--ink); }

/* ---------- 19. Security / icon grid ---------- */
.ico-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--r-md); overflow: hidden; }
.ico-cell { background: #fff; padding: 28px 26px; }
.ico-cell .i {
  width: 40px; height: 40px; border-radius: var(--r-sm);
  display: grid; place-items: center; background: var(--blue-50); color: var(--blue-700);
  border: 1px solid var(--blue-100); margin-bottom: 16px;
}
.ico-cell .i svg { width: 19px; height: 19px; }
.ico-cell h4 { font-size: 1rem; margin-bottom: 8px; }
.ico-cell p { font-size: .88rem; color: var(--muted); }

/* ---------- 20. Callouts ---------- */
.callout { border-left: 3px solid var(--blue-600); background: var(--blue-50); padding: 18px 22px; border-radius: 0 var(--r-sm) var(--r-sm) 0; font-size: .89rem; color: var(--navy-800); }
.callout-amber { border-left-color: var(--amber-600); background: var(--amber-100); color: #7C4A03; }
.callout-cyan { border-left-color: var(--cyan-500); background: var(--cyan-100); color: #0B4F5E; }
.callout-dark { border-left-color: var(--cyan-400); background: rgba(255,255,255,.06); color: rgba(255,255,255,.78); }
.callout strong { color: inherit; }
.callout p + p { margin-top: 10px; }

/* ---------- 21. FAQ — sticky left title ---------- */
.faq { display: grid; grid-template-columns: 320px 1fr; gap: 56px; align-items: start; }
.faq-side { position: sticky; top: 148px; }
.faq-list { display: grid; gap: 0; border-top: 1px solid var(--line); }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-q {
  width: 100%; display: flex; align-items: flex-start; gap: 20px; justify-content: space-between;
  padding: 22px 0; text-align: left;
  font-family: var(--font-display); font-size: 1.02rem; font-weight: 600; color: var(--ink);
  letter-spacing: -.018em; transition: color .18s;
}
.faq-q:hover { color: var(--blue-700); }
.faq-q .idx { font-family: var(--font-mono); font-size: .74rem; color: var(--blue-600); padding-top: 5px; flex: none; }
.faq-q .txt { flex: 1; }
.faq-tog { position: relative; width: 18px; height: 18px; flex: none; margin-top: 5px; }
.faq-tog::before, .faq-tog::after {
  content: ""; position: absolute; background: var(--blue-600); border-radius: 1px; transition: transform .28s cubic-bezier(.22,1,.36,1), opacity .28s;
}
.faq-tog::before { left: 0; right: 0; top: 8px; height: 1.6px; }
.faq-tog::after { top: 0; bottom: 0; left: 8px; width: 1.6px; }
.faq-item.is-open .faq-tog::after { transform: scaleY(0); opacity: 0; }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .4s cubic-bezier(.22,1,.36,1); }
.faq-a-inner { padding: 0 0 24px 34px; font-size: .92rem; color: var(--muted); max-width: 72ch; }
.faq-a-inner p + p { margin-top: 11px; }

/* ---------- 22. Full-bleed CTA ---------- */
.cta {
  background: var(--navy-950); color: #fff; position: relative; overflow: hidden;
  padding: 80px 0;
}
.cta::before {
  content: ""; position: absolute; inset: 0;
  background:
    radial-gradient(620px 340px at 88% 0%, rgba(6,182,212,.22), transparent 64%),
    radial-gradient(560px 320px at 6% 100%, rgba(37,99,235,.24), transparent 62%);
  pointer-events: none;
}
.cta::after {
  content: ""; position: absolute; inset: 0;
  background-image: linear-gradient(rgba(255,255,255,.03) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.03) 1px, transparent 1px);
  background-size: 54px 54px;
  mask-image: radial-gradient(circle at 50% 50%, #000 10%, transparent 70%);
  -webkit-mask-image: radial-gradient(circle at 50% 50%, #000 10%, transparent 70%);
  pointer-events: none;
}
.cta .container { position: relative; z-index: 2; }
.cta-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: center; }
.cta h2 { color: #fff; margin-bottom: 14px; }
.cta p { color: rgba(255,255,255,.66); max-width: 52ch; }
.cta-actions { margin-top: 28px; }

.cta-panel {
  background: rgba(255,255,255,.055); border: 1px solid rgba(255,255,255,.14);
  border-radius: var(--r-lg); padding: 30px;
  backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
}
.cta-panel h4 { color: #fff; font-size: 1.02rem; margin-bottom: 6px; }
.cta-panel .sub { font-size: .84rem; color: rgba(255,255,255,.55); margin-bottom: 22px; }
.cta-panel .field { margin-bottom: 16px; }
.cta-panel label { display: block; font-size: .76rem; font-weight: 600; letter-spacing: .06em; color: rgba(255,255,255,.6); margin-bottom: 7px; }
.cta-panel input, .cta-panel select {
  width: 100%; padding: 12px 14px; border-radius: var(--r-sm);
  background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.18);
  color: #fff; font-size: .92rem; transition: .18s;
}
.cta-panel input::placeholder { color: rgba(255,255,255,.35); }
.cta-panel input:focus, .cta-panel select:focus {
  outline: none; border-color: var(--cyan-400); background: rgba(255,255,255,.11);
  box-shadow: 0 0 0 3px rgba(34,211,238,.18);
}
.cta-panel select option { background: var(--navy-900); color: #fff; }
.cta-panel .tiny { font-size: .73rem; color: rgba(255,255,255,.42); margin-top: 14px; line-height: 1.6; }
.cta-ok {
  display: none; margin-top: 14px; padding: 12px 15px; border-radius: var(--r-sm);
  background: rgba(34,211,238,.14); border: 1px solid rgba(34,211,238,.34);
  color: var(--cyan-200); font-size: .85rem; font-weight: 500;
}
.cta-ok.is-on { display: block; }

/* ---------- 23. Page hero (inner) ---------- */
.phero {
  background: var(--navy-950); color: #fff; position: relative; overflow: hidden;
  padding: 62px 0 58px;
}
.phero::before {
  content: ""; position: absolute; inset: 0;
  background:
    radial-gradient(700px 360px at 84% -10%, rgba(6,182,212,.2), transparent 62%),
    radial-gradient(520px 300px at 4% 110%, rgba(37,99,235,.22), transparent 60%);
  pointer-events: none;
}
.phero::after {
  content: ""; position: absolute; inset: 0;
  background-image: linear-gradient(rgba(255,255,255,.028) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.028) 1px, transparent 1px);
  background-size: 54px 54px;
  mask-image: radial-gradient(circle at 70% 0%, #000 8%, transparent 68%);
  -webkit-mask-image: radial-gradient(circle at 70% 0%, #000 8%, transparent 68%);
  pointer-events: none;
}
.phero .container { position: relative; z-index: 2; }
.phero h1 { color: #fff; margin: 16px 0 16px; max-width: 20ch; }
.phero .lede { color: rgba(255,255,255,.68); max-width: 64ch; }
.crumbs { display: flex; align-items: center; gap: 8px; font-size: .8rem; color: rgba(255,255,255,.45); margin-top: 26px; }
.crumbs svg { width: 12px; height: 12px; }
.crumbs a:hover { color: var(--cyan-400); }

/* ---------- 24. Legal / doc ---------- */
.doc { max-width: 820px; }
.doc h2 { font-size: 1.3rem; margin: 42px 0 14px; padding-top: 24px; border-top: 1px solid var(--line); }
.doc h2:first-of-type { margin-top: 0; border-top: 0; padding-top: 0; }
.doc h3 { font-size: 1.02rem; margin: 24px 0 10px; }
.doc p { margin-bottom: 13px; color: var(--muted); }
.doc ul { margin: 0 0 16px; display: grid; gap: 8px; }
.doc ul li { position: relative; padding-left: 20px; color: var(--muted); font-size: .94rem; }
.doc ul li::before { content: ""; position: absolute; left: 0; top: .64em; width: 6px; height: 1.5px; background: var(--blue-500); }
.doc strong { color: var(--ink); }
.doc-meta {
  font-size: .8rem; color: var(--muted); padding: 14px 18px; background: var(--paper-2);
  border: 1px solid var(--line); border-radius: var(--r-sm); margin-bottom: 28px;
  display: grid; gap: 5px;
}
.doc-meta b { color: var(--ink); font-weight: 600; }
.doc-toc {
  border: 1px solid var(--line); border-radius: var(--r-md); padding: 20px 24px;
  margin-bottom: 32px; background: var(--paper-2);
}
.doc-toc .t { font-size: .72rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--muted-2); margin-bottom: 12px; }
.doc-toc ol { display: grid; gap: 7px; counter-reset: toc; }
.doc-toc a { font-size: .87rem; color: var(--blue-700); display: inline-flex; gap: 8px; }
.doc-toc a:hover { text-decoration: underline; }

/* ---------- 25. Contact ---------- */
.contact-grid { display: grid; grid-template-columns: 1fr 1.05fr; gap: 48px; align-items: start; }
.info-list { border-top: 1px solid var(--line); }
.info-row { display: flex; gap: 16px; padding: 20px 0; border-bottom: 1px solid var(--line); align-items: flex-start; }
.info-row .i {
  width: 38px; height: 38px; border-radius: var(--r-sm); flex: none;
  display: grid; place-items: center; background: var(--blue-50); color: var(--blue-700);
  border: 1px solid var(--blue-100);
}
.info-row .i svg { width: 17px; height: 17px; }
.info-row .k { font-size: .72rem; font-weight: 700; letter-spacing: .09em; text-transform: uppercase; color: var(--muted-2); margin-bottom: 5px; }
.info-row .v { font-size: .93rem; color: var(--ink); line-height: 1.6; }
.info-row .v a:hover { color: var(--blue-700); text-decoration: underline; }

.form-panel { background: #fff; border: 1px solid var(--line-2); border-radius: var(--r-lg); padding: 32px; }
.f-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.f-field { margin-bottom: 18px; }
.f-field label { display: block; font-size: .79rem; font-weight: 600; color: var(--muted); margin-bottom: 7px; letter-spacing: .02em; }
.f-field input, .f-field select, .f-field textarea {
  width: 100%; padding: 12px 14px; border-radius: var(--r-sm);
  border: 1px solid var(--line-2); background: var(--paper-2);
  font-size: .92rem; transition: .18s; font-family: inherit;
}
.f-field input:focus, .f-field select:focus, .f-field textarea:focus {
  outline: none; border-color: var(--blue-500); background: #fff; box-shadow: var(--ring-blue);
}
.f-field textarea { min-height: 116px; resize: vertical; }
.f-note { font-size: .76rem; color: var(--muted-2); margin-top: 14px; line-height: 1.6; }
.f-ok {
  display: none; margin-top: 16px; padding: 13px 16px; border-radius: var(--r-sm);
  background: var(--green-100); border: 1px solid #A7F3D0; color: #065F46;
  font-size: .87rem; font-weight: 600;
}
.f-ok.is-on { display: block; }

/* ---------- 26. Footer ---------- */
.footer { background: var(--paper-2); border-top: 1px solid var(--line); padding-top: 64px; }
.foot-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.5fr; gap: 40px; }
.foot-about { font-size: .88rem; color: var(--muted); line-height: 1.7; margin-top: 18px; max-width: 38ch; }
.foot-h { font-family: var(--font-display); font-size: .74rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--ink); margin-bottom: 18px; }
.foot-links { display: grid; gap: 10px; }
.foot-links a { font-size: .88rem; color: var(--muted); transition: color .16s, transform .16s; display: inline-flex; align-items: center; gap: 7px; }
.foot-links a:hover { color: var(--blue-700); transform: translateX(2px); }
.foot-contact { display: grid; gap: 15px; }
.foot-contact .row { display: flex; gap: 11px; align-items: flex-start; font-size: .86rem; color: var(--muted); line-height: 1.6; }
.foot-contact svg { width: 16px; height: 16px; color: var(--blue-600); flex: none; margin-top: 3px; }
.foot-contact a:hover { color: var(--blue-700); }
.foot-contact b { color: var(--ink); font-weight: 600; }

.foot-legal {
  margin-top: 48px; padding-top: 26px; border-top: 1px solid var(--line);
  font-size: .78rem; color: var(--muted-2); line-height: 1.7;
}

/* Oversized wordmark — the footer signature */
.foot-word {
  margin-top: 40px; overflow: hidden; line-height: .82;
  font-family: var(--font-display); font-weight: 700;
  font-size: clamp(3.2rem, 15vw, 12rem); letter-spacing: -.055em;
  color: transparent;
  -webkit-text-stroke: 1px var(--line-3);
  text-stroke: 1px var(--line-3);
  user-select: none; white-space: nowrap; text-align: center;
}
.foot-word b { -webkit-text-stroke: 1px var(--blue-300); color: transparent; font-weight: 700; }

.foot-bottom {
  margin-top: 34px; border-top: 1px solid var(--line); padding: 22px 0 26px;
  display: flex; align-items: center; justify-content: space-between; gap: 18px; flex-wrap: wrap;
  font-size: .81rem; color: var(--muted-2);
}
.foot-bottom .links { display: flex; gap: 20px; flex-wrap: wrap; }
.foot-bottom a:hover { color: var(--blue-700); }

/* ---------- 27. Floating UI ---------- */
.to-top {
  position: fixed; right: 20px; bottom: 22px; z-index: 120;
  width: 42px; height: 42px; border-radius: var(--r-sm);
  background: var(--navy-900); color: #fff; display: grid; place-items: center;
  box-shadow: var(--sh-md); opacity: 0; visibility: hidden; transform: translateY(8px);
  transition: .28s;
}
.to-top.is-on { opacity: 1; visibility: visible; transform: none; }
.to-top:hover { background: var(--blue-600); }
.to-top svg { width: 16px; height: 16px; }

.mbar {
  display: none; position: fixed; left: 0; right: 0; bottom: 0; z-index: 130;
  background: rgba(255,255,255,.97); backdrop-filter: blur(14px);
  border-top: 1px solid var(--line); padding: 10px 16px; gap: 10px;
  box-shadow: 0 -4px 20px -8px rgba(10,18,37,.18);
}
.mbar .btn { flex: 1; }

/* ---------- 28. Scroll progress ---------- */
.progress {
  position: fixed; top: 0; left: 0; height: 2px; width: 0;
  background: linear-gradient(90deg, var(--blue-600), var(--cyan-400));
  z-index: 300; transition: width .1s linear;
}

/* ---------- 29. Reveal ---------- */
.rv { opacity: 0; transform: translateY(16px); transition: opacity .6s cubic-bezier(.22,1,.36,1), transform .6s cubic-bezier(.22,1,.36,1); }
.rv.is-in { opacity: 1; transform: none; }
.rv-d1 { transition-delay: .06s; }
.rv-d2 { transition-delay: .12s; }
.rv-d3 { transition-delay: .18s; }
.rv-d4 { transition-delay: .24s; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .001ms !important; animation-iteration-count: 1 !important; transition-duration: .001ms !important; }
  html { scroll-behavior: auto; }
  .rv { opacity: 1; transform: none; }
}

/* ---------- 30. Responsive ---------- */
@media (max-width: 1060px) {
  .nav-links, .nav-tel { display: none; }
  .hamburger { display: flex; }
  .nav-cta { margin-left: auto; }
  .assure-inner { grid-template-columns: 1fr 1fr; }
  .assure-cell { border-bottom: 1px solid var(--line); }
  .assure-cell:nth-child(2n) { border-right: 0; }
  .assure-cell:nth-child(-n+2) { padding-left: 0; }
  .assure-cell:nth-child(n+3) { border-bottom: 0; }
  .plans { grid-template-columns: 1fr; }
  .plan-featured { transform: none; }
  .plan-desc { min-height: 0; }
  .calc { grid-template-columns: 1fr; }
  .calc-form { border-right: 0; border-bottom: 1px solid var(--line); }
  .split-2 { grid-template-columns: 1fr; gap: 34px; }
  .split-sticky { position: static; }
  .faq { grid-template-columns: 1fr; gap: 8px; }
  .faq-side { position: static; }
  .cta-grid { grid-template-columns: 1fr; gap: 34px; }
  .ico-grid { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr; gap: 34px; }
  .foot-grid { grid-template-columns: 1fr 1fr; gap: 34px; }
  .dl-row { grid-template-columns: 48px 1fr; gap: 20px; }
  .dl-body { grid-column: 2; }
  .board-row { grid-template-columns: 1.4fr 1fr auto; }
  .board-row .b-hide { display: none; }
}

@media (max-width: 760px) {
  :root { --gutter: 18px; --header-h: 60px; --subnav-h: 46px; }
  body { font-size: 15.5px; }
  .section { padding: 60px 0; }
  .hero { padding: 48px 0 0; }
  .topbar .container { min-height: 34px; font-size: .72rem; }
  .topbar-right { display: none; }
  .hero-copy { text-align: left; }
  .hero .lede { margin-inline: 0; }
  .hero-actions { justify-content: flex-start; }
  .hero-note { justify-content: flex-start; }
  .board { border-radius: var(--r-md) var(--r-md) 0 0; }
  .board-head, .board-row, .board-hd, .board-foot { padding-left: 18px; padding-right: 18px; }
  .board-row { grid-template-columns: 1fr auto; gap: 10px; row-gap: 6px; padding-top: 15px; padding-bottom: 15px; }
  .board-row .b-hide { display: none; }
  .board-name { grid-column: 1; }
  .board-go { grid-column: 2; grid-row: 1; }
  .board-cell.m-rate { grid-column: 1 / -1; }
  .assure-inner { grid-template-columns: 1fr; }
  .assure-cell { border-right: 0; padding-left: 0 !important; border-bottom: 1px solid var(--line); padding-top: 16px; padding-bottom: 16px; }
  .assure-cell:last-child { border-bottom: 0; }
  .sec-head { margin-bottom: 32px; }
  .calc-form, .calc-out { padding: 24px; }
  .stat-grid { grid-template-columns: 1fr; }
  .stat-cell { border-right: 0; border-bottom: 1px solid var(--line); }
  .stat-cell:last-child { border-bottom: 0; }
  .chk-grid { grid-template-columns: 1fr; }
  .ico-grid { grid-template-columns: 1fr; }
  .f-row { grid-template-columns: 1fr; }
  .form-panel { padding: 24px; }
  .plan { padding: 24px 22px; }
  .plan-badge { left: 22px; }
  .foot-grid { grid-template-columns: 1fr; gap: 30px; }
  .foot-bottom { flex-direction: column; align-items: flex-start; gap: 14px; }
  .mbar { display: flex; }
  body { padding-bottom: 70px; }
  .to-top { bottom: 82px; right: 14px; }
  .step { flex-basis: 82%; }
  .doc-toc { padding: 18px; }
  .subnav a { padding: 7px 10px; font-size: .8rem; }
  .sv-row { grid-template-columns: 52px 1fr; gap: 16px; }
}

@media (max-width: 400px) {
  .btn-row { flex-direction: column; align-items: stretch; }
  .btn-row .btn { width: 100%; }
}

/* ---------- 31. Print ---------- */
@media print {
  .site-header, .subnav, .mbar, .to-top, .progress, .cta, .rail-nav { display: none !important; }
  body { color: #000; padding-bottom: 0; }
  .phero, .cta, .board { color: #000; background: #fff; }
}