Why we built it
Most borrowers do not choose a loan; they choose the first offer that clears. That is a poor way to make a decision whose cost is spread over years.
The information is not actually missing. The annualised rate, the processing fee, the penal terms and the cooling-off period are all required disclosures in India. They are just usually presented after the point of decision, in a document read on a phone at a kitchen table.
So we inverted the order. BlueMoney puts the instalment, the interest split and the full amortisation schedule in front of the application instead of behind it. If the numbers do not work for you, you should be able to see that in ninety seconds and walk away — without a credit enquiry on your file.
We are not a lender. We are the interface and the transparency layer between you and the institutions that actually fund the loan.
What "LSP" means in practice. We cannot sanction a loan, set your rate, or collect repayment on our own account. Credit decisions and disbursal rest with the lending partner whose details appear in your agreement.